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... for residents of St. Lawrence, Jefferson and Lewis
Counties, New York
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Gouverneur Savings and
Loan Association has a wide variety of personal finance solutions to meet your
needs and we will help you as your needs change through the years.
For further
information, please contact our loan specialists
at 888.817.0020 or
request for
an application online. Please
indicate the type of loan you are interested in and please include a
daytime phone number with area code.
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MAXIMUM UNSECURED LOAN $3,500, MINIMUM LOAN $1,500, MINIMUM
PAYMENT $75.00
MUST BE 100% SECURED
*****RATE WILL BE BASED ON CREDIT SCORE***** |
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Type |
Term |
Rate |
Adj Rate |
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PERSONAL/secured-other than mortgage |
5 yrs |
8.50% |
N/A |
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PERSONAL/unsecured |
5 yrs |
11.00% |
N/A |
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CONSOLIDATION OF DEBT/secured |
5 yrs |
15.00% |
N/A |
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Request Additional Information Return to Directory |
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MAXIMUM UNSECURED LOAN $3,500, MINIMUM LOAN $1,500, MINIMUM
PAYMENT $75.00
MUST BE 100% SECURED, MAXIMUM LOAN AMOUNT $10,000
*****RATE WILL BE BASED ON CREDIT SCORE***** |
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Type |
Term |
Rate |
Adj Rate |
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HOME IMPROVEMENT/secured-
other than mortgage |
5 yrs |
7.25% |
N/A |
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HOME IMPROVEMENT/unsecured
90% of work to be
proven by work orders, materials, etc... |
5 yrs |
10.25% |
N/A |
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Request Additional Information Return to Directory |
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New Automobile & Motorcycle
New
Automobile Rates are available for Current OR Last
Year's Model
15,000 Miles or Less - 10% Down
Plus Sales Tax
*****RATE WILL BE BASED ON CREDIT SCORE***** |
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TERM |
Credit Score
700 & over |
Credit Score
650 to 699 |
Credit Score
649 & less |
| 48 Months |
4.50% |
5.49% |
11.25% |
| 60 Months |
4.75% |
5.49% |
11.25% |
| 66 Months |
4.80% |
6.00% |
11.50% |
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Request Additional Information Return to Directory |
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Used Automobile
& Motorcycle
You May be Entitled to a Lower Rate
New
Automobile Rates apply to
Last Year's Model
(if less than 15,000 Miles)
10% Down Plus Sales Tax
*****RATES WILL BE BASED
ON CREDIT SCORE*****
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YEAR
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TERM
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Credit Score
700 & over
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Credit Score
650 to 699 |
Credit Score 649 & less |
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10 &
11 Used |
48 Months |
4.50% |
5.49% |
11.25% |
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10 &
11 Used |
60 Months |
4.75% |
5.49% |
11.25% |
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10 & 11 Used |
66 Months |
4.80% |
6.00% |
11.50% |
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2009 |
48 Months |
5.00% |
5.69% |
11.50% |
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2009 |
60 Months |
5.00% |
5.69% |
11.50% |
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2008 |
48 Months |
5.25% |
6.00% |
11.75% |
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2008 |
60 Months |
5.50% |
6.50% |
11.75% |
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2007 |
48 Months |
5.50% |
6.50% |
12.00% |
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2007 |
60 Months |
5.75% |
6.50% |
12.00% |
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2006 |
36 Months |
6.00% |
7.00% |
12.25% |
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2006 |
48 Months |
6.00% |
7.00% |
12.25% |
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2005 |
36 Months |
6.50% |
8.00% |
12.75% |
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2005 |
42 Months |
7.00% |
8.00% |
12.75% |
| 2003 & older |
Use personal secured rate if value is there |
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Request
Additional Information Return to Directory
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Campers & Boats
Personal Rates Apply for Loans Below $5,000
Minimum loan amount
of $8,500 for 120 month term
Preferred with
trailer
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YEAR
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TERM
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APR
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10
– 11 |
60 Months |
6.75% |
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10 – 11 |
120 Months |
7.75% |
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07 – 09 |
60 Months |
7.25% |
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07 – 09 |
120 Months |
8.25% |
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02 – 06 |
60 Months |
8.50% |
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02 – 06 |
120 Months |
9.50% |
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< 2001 |
Personal Loan Rates Apply |
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Request
Additional Information Return to Directory
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Note: Rates Are Subject To Change
Without Prior Notice
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© Gouverneur Savings
888.817.0020
INTERmoNETary System - Information: 888.739.1837
Revised: Thursday, January 27, 2011
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