|
... for residents of St. Lawrence, Jefferson and Lewis
Counties, New York
|
|
|
|
|
Gouverneur Savings and
Loan Association has a wide variety of personal finance solutions to meet your
needs and we will help you as your needs change through the years.
For further
information, please contact our loan specialists
at 888.817.0020 or
request for
an application online. Please
indicate the type of loan you are interested in and please include a
daytime phone number with area code.
|
|
|
|
PERSONAL LOANS
MINIMUM LOAN $1,500, MINIMUM
PAYMENT $75.00 |
|
Type |
Term |
Rate |
Sample Payment* |
|
PERSONAL/secured-other than mortgage
must be 100% secured |
5 yrs |
7.99% |
$101.36 |
|
PERSONAL/unsecured |
5 yrs |
10.99% |
$108.69 |
|
CONSOLIDATION OF DEBT/secured
must be 100% secured |
5 yrs |
13.99% |
$116.32 |
|
*Sample payments based on
$5,000 loan. The Annual Percentage Rate is the advertised rate. |
|
Request Additional Information Return to Directory |
|
|
HOME IMPROVEMENT LOANS
MINIMUM LOAN $1,500, MINIMUM
PAYMENT $75.00 |
|
Type |
Term |
Rate |
Sample Payment* |
|
HOME IMPROVEMENT/secured-
other than mortgage
must be 100% secured |
5 yrs |
6.99% |
$98.98 |
|
HOME IMPROVEMENT/unsecured
90% of work to be
proven by work orders, materials, etc... |
5 yrs |
8.99% |
$103.77 |
|
|
|
|
|
*Sample payments based on
$5,000 loan. The Annual Percentage Rate is the advertised rate. |
|
Request Additional Information Return to Directory |
|
|
NEW AUTOMOBILE & MOTORCYCLE
*****RATE WILL BE BASED ON CREDIT SCORE*****
15,000 Miles or Less |
|
TERM |
Credit Score
700 & over |
SAMPLE PAYMENT* |
Credit Score
650 to 699 |
SAMPLE PAYMENT* |
Credit Score
649 & less |
SAMPLE PAYMENT* |
| 48 Months |
2.99% |
$331.95 |
3.99% |
$338.62 |
9.99% |
$380.37 |
| 60 Months |
3.29% |
$271.47 |
4.29% |
$278.22 |
9.99% |
$318.63 |
| 66 Months |
3.49% |
$250.11 |
4.49% |
$256.91 |
9.99% |
$296.32 |
|
VSI charge is $45.00
*Sample payments based on $15,000 loan. The
Annual Percentage Rate is the advertised
rate and can vary based on creditworthiness, age of vehicle and terms of
the loan.
Ask about our Guaranteed Asset Protection (GAP) |
|
Request Additional Information Return to Directory |
|
|
USED
AUTOMOBILE & MOTORCYCLE
*****RATES WILL BE BASED
ON CREDIT SCORE*****
|
|
YEAR
|
TERM
|
Credit Score
700 & over
|
SAMPLE PAYMENT* |
Credit Score
650 to 699 |
SAMPLE PAYMENT* |
Credit Score
649 & less |
SAMPLE PAYMENT* |
|
12 &
13 Used |
48 Months |
2.99% |
$331.95 |
3.99% |
$338.62 |
9.99% |
$380.37 |
|
12 &
13 Used |
60 Months |
3.29% |
$271.47 |
4.29% |
$278.22 |
9.99% |
$318.63 |
|
12 & 13 Used |
66 Months |
3.49% |
$250.11 |
4.49% |
$256.91 |
9.99% |
$296.32 |
|
2011 |
48 Months |
3.29% |
$333.94 |
4.29% |
$340.64 |
9.99% |
$380.37 |
|
2011 |
60 Months |
3.29% |
$271.47 |
4.29% |
$278.22 |
9.99% |
$318.63 |
|
2010 |
48 Months |
3.29% |
$333.94 |
4.29% |
$340.64 |
9.99% |
$380.37 |
|
2010 |
60 Months |
3.29% |
$271.47 |
4.29% |
$278.22 |
9.99% |
$318.63 |
|
2009 |
48 Months |
3.59% |
$335.94 |
4.59% |
$342.66 |
9.99% |
$380.37 |
|
2009 |
60 Months |
3.59% |
$273.48 |
4.59% |
$280.26 |
9.99% |
$318.63 |
|
2008 |
36 Months |
3.59% |
$440.13 |
4.59% |
$446.81 |
9.99% |
$483.94 |
|
2008 |
48 Months |
3.59% |
$335.94 |
4.59% |
$342.66 |
9.99% |
$380.37 |
|
2007 |
36 Months |
5.25% |
$451.25 |
6.25% |
$458.03 |
10.25% |
$485.77 |
|
2007 |
42 Months |
5.75% |
$395.14 |
6.50% |
$400.27 |
10.50% |
$428.32 |
|
Older than 2007 |
Refer to Personal Loan Rates shown above |
|
VSI charge is $45.00
*Sample payments based on $15,000 loan. The
Annual Percentage Rate is the advertised
rate and can vary based on creditworthiness, age of vehicle and terms of
the loan.
Ask about our Guaranteed Asset Protection (GAP) |
|
Request
Additional Information Return to Directory
|
|
|
|
CAMPERS & BOATS
Use personal Loan Rates If Less Than $5,000
Preferred
With Trailer
|
|
YEAR
|
TERM
|
APR |
SAMPLE PAYMENT*
|
|
12 - 13 |
60 Months |
6.75% |
$393.68 |
|
>
$8,500 |
120 Months |
7.75% |
$240.02 |
|
08 – 11 |
60 Months |
7.25% |
$398.39 |
|
>
$8,500 |
120 Months |
8.25% |
$245.31 |
|
03 – 07 |
60 Months |
8.50% |
$410.33 |
|
>
$8,500 |
120 Months |
9.50% |
$258.80 |
|
Older than 2003 |
Personal Loan Rates Apply |
|
VSI charge is $45.00
*Sample payments based on
$20,000 loan. The Annual Percentage Rate is the advertised rate. |
|
Request
Additional Information Return to Directory
|
|
|
|
RECREATIONAL VEHICLE
|
|
YEAR
|
TERM
|
APR |
SAMPLE
PAYMENT*
|
|
12 – 13 |
60 Months |
5.99% |
$96.64 |
|
10 – 11 |
48 Months |
6.25% |
$118.00 |
|
08 – 09 |
36 Months |
6.99% |
$154.36 |
|
Older than 2008 |
24 Months |
7.99% |
$226.11 |
|
VSI charge is $45.00
*Sample payments based on
$5,000 loan. The Annual Percentage Rate is the advertised rate. |
|
Request
Additional Information Return to Directory
|
|
Note: Rates Are Subject To Change
Without Prior Notice
CALL FOR CURRENT RATES
|
|
|
 |
|
© Gouverneur Savings
888.817.0020
INTERmoNETary System - Information: 888.739.1837
Revised: Wednesday, May 01, 2013
|
|
|