Gouverneur Savings Consumer Loans   - Rate & Terms    

... for residents of St. Lawrence, Jefferson and Lewis Counties, New York

Gouverneur Savings and Loan Association has a wide variety of personal finance solutions to meet your needs and  we will help you as your needs change through the years.

For further information, please contact our loan specialists at 888.817.0020 or  request for an application online. Please indicate the type of loan you are interested in and please include a daytime phone number with area code.

 

New Automobile & Motorcycle
New Automobile Rates are available for Current OR Last Year's Model
15,000 Miles or Less - 10% Down Plus Sales Tax

*****RATE WILL BE BASED ON CREDIT SCORE
*****

TERM

Credit Score

700 & over

Credit Score

650 to 699

Credit Score

649 & less

48 Months 5.25% 6.70% 10.75%
60 Months 5.40% 6.80% 10.75%
66 Months 5.50% 7.00% 10.95%

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Used Automobile & Motorcycle
You May be Entitled to a Lower Rate
New Automobile Rates
apply to Last Year's Model (if less than 15,000 Miles)
10% Down Plus Sales Tax
*****RATES WILL BE BASED ON CREDIT SCORE*****

YEAR

TERM

Credit Score

700 & over

Credit Score

650 to 699

Credit Score 649 & less
07 & 08 Used 48 Months 5.25% 7.00% 11.75%
07 & 08 Used 60 Months 5.50% 7.30% 11.75%
07 & 08 Used 66 Months 5.75% 7.75% 12.00%
2006 48 Months 5.40% 7.75% 11.75%
2006 60 Months 5.60% 7.75% 11.75%
2005 48 Months 5.90% 8.15% 11.90%
2005 60 Months 6.10% 8.60% 11.90%
2004 48 Months 6.50% 8.45% 12.00%
2004 60 Months 7.00% 9.15% 12.25%
2003 36 Months 7.00% 8.50% 12.50%
2003 48 Months 7.00% 8.50% 12.50%
2002 36 Months 8.00% 9.50% 13.25%
2002 42 Months 8.00% 9.50% 13.25%
2002 & older Use personal secured rate if value is there

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Campers & Boats
 Personal Rates Apply for Loans Below $5,000
Minimum loan amount of $8,500 for 120 month term
Preferred with trailer

                                    YEAR

TERM

APR

                07 – 08 60 Months 9.75%
                07 – 08 120 Months 10.50%
                04 – 06 60 Months 10.00%
                04 – 06 120 Months 10.50%
                99 – 03 60 Months 11.00%
                99 – 03 120 Months 11.50%

                < 99

Personal Loan Rates Apply

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Recreational

YEAR

TERM

APR

07 – 08 60 Months 12.00%
05 – 06 48 Months 13.25%
03 – 04 36 Months 13.75%
< 03 24 Months 14.50%

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Note: Rates Are Subject To Change Without Prior Notice

© Gouverneur Savings 888.817.0020
INTERmoNETary System
- Information: 888.739.1937
Revised: Monday, December 01, 2008