Gouverneur Savings Mortgage Programs - Purchase & Refinances
With a choice of fixed and adjustable rate mortgages, Gouverneur Savings has the right commercial or residential mortgage for you!
Available to residents of St. Lawrence, Jefferson and Lewis Counties, New York
Special features include...
Click here to use our online information request form An overnight application package will be sent to you
5 YEAR PAYOFF
10 YEAR (OR LESS) FIXED RATE MORTGAGES
APR
RESIDENTIAL OWNER OCCUPIED
Minimum Down Payment
6.10%
Customer Pays Closing Costs
15%
6.25%
Bank Pays Closing Costs
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11 - 15 YEAR FIXED RATE MORTGAGES
6.30%
6.90%
16 - 20 YEARS FIXED RATE MORTGAGES
6.60%
6.99%
21 - 25 YEAR FIXED RATE MORTGAGES
6.75%
7.25%
1 YEAR ADJUSTABLE RATE MORTGAGES 10 to 30 YEARS
5.50%
5.80%
5 YEAR FIXED 1 YEAR ADJUSTABLE RATE MORTGAGES 10 to 30 YEARS
5.99%
10 YEAR FIXED 1 YEAR ADJUSTABLE RATE MORTGAGES 10 to 30 YEARS
6.35%
Bank pays Closing Costs
VA MORTGAGE LOAN
See Residential Rates
0%
NO CLOSING COST MORTGAGE
Purchases - New Refinances and Inhouse refinances with over $10,000 new money - 5 year payoff agreement
700 + Score
620 - 699
WATERFRONT PROPERTY
RAW LAND
7.50%
35%
8.00%
6 to 10 Years
8.50%
11 to 15 Years
Note: Rates Are Subject To Change Without Prior Notice
© Gouverneur Savings 888.817.0020 INTERmoNETary System - Information: 888.739.1937 Revised: Monday, December 01, 2008