Auto Loan Special Rate - Apply Now!

auto loan rates image of happy couple with car keys in dealership

Whether you've got summer road trip plans, need a reliable ride for the commute back to the office, your lease is expiring or repair after repair is pushing you to upgrade your vehicle, now is the best time to apply for an auto loan. 

Interest rates are already at historic lows right now.

Gouverneur Savings & Loan Association is cutting auto loan rates even lower -- but only for a limited time. 

4.75% APR* On

  • New Cars or Trucks
  • Used Cars or Trucks
  • Motorcycles

Contact Us Today

*Annual percentage rate (APR) effective 3/14/2023 and is subject to change without notice. APR is subject to credit approval. Term up to 72 months and 2021 or newer.

New Automobile & Motorcycle Loan - 15,000 Miles or Less

Term Credit Score740 & Over Sample
Payment*
Credit Score700 - 739 Sample
Payment*
Credit Score650 - 699 Sample
Payment*
Credit Score649 & Less Sample
Payment*
48 Months 4.75% $343.78 4.75% $343.78 6.25% $354.04 10.74% $385.86
60 Months 4.75% $281.38 5.25% $284.82 6.75% $295.29 10.74% $324.26
72 Months 5.00% $241.61 5.75% $246.86 7.00% $255.78 10.74% $283.59
84 Months 5.50%  $359.31

- VSI charge is $45.00
*Sample payments based on $15,000 loan. 84 month term based on $25,000.00 sample payment. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan.

To qualify for the 84 month term, loan request must be $25,000.00 or greater. 

Request More Information Calculate Your Payment Consumer Loan Application

Used Automobile & Motorcycle Loan

Year Term Credit Score740 & Over Sample
Payment*
Credit Score700 - 739 Sample
Payment*
Credit Score650 - 699 Sample
Payment*
Credit Score649 & Less Sample
Payment*
2022-23 48 Months 4.75% $343.78 5.50% $348.88 6.25%

$354.04

10.74% $385.86
2022-23 60 Months 4.75%

$281.38

5.50% $286.55 6.75% $295.29 10.74% $324.26
2022-23 72 Months 5.00% $241.61 6.00% $248.63

7.50%

$259.40 1074% $283.15
2022-23 84 Months 5.50% $359.31
2021 48 Months 4.95% $345.13 5.50% $348.88 7.00% $359.24 10.74% $385.86
2021 66 Months 5.25% $262.19 6.00% $267.43 7.00% $274.52 10.74% $302.02
2020 48 Months 5.25%

$347.18

5.75% $350.60 7.25% $360.98 10.74% $385.86
2020 60 Months 5.50% $286.55 6.25% $291.78 7.75% $302.40 10.74% $324.26
2019 48 Months 5.75% $350.60 6.25% $354.04 7.75% $364.49 10.99% $387.68
2019 60 Months 5.75% $288.29 6.75% $295.29 8.25% $305.99 10.99% $326.13
2018 36 Months 6.00% $456.37 6.75% $461.49 8.25% $471.83 10.99% $491.08
2018 48 Months 6.00% $352.31 7.25% $360.98 8.75% $371.55 10.99% $387.68
2017 36 Months 6.00% $456.37 8.00% $470.10 9.25% $478.81 11.25% $492.94
2017 42 Months 6.00% $396.89 8.00% $410.71 9.50% $421.27 11.50% $435.59

- VSI charge is $45.00
*Sample payments based on $15,000 loan. 84 month term based on $25,000.00 sample payment. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan.

To qualify for the 84 month term, loan request must be $25,000.00 or greater.

Older than 2017 - Personal Loan Rates Apply - Maximum 42 Months

Request More Information Calculate Your Payment Consumer Loan Application