Gouverneur Savings and Loan offers a wide selection of consumer loans to meet the credit needs of our customers. Whether it is for purchasing a car, car repairs, education expenses, home improvements, purchasing a recreational vehicle, a boat, or a camper, we have the loan to meet your needs.
We also offer passbook loans so you may borrow against your own funds while you continue to receive interest on your deposit account.
- Competitive rates
- Terms that will meet your needs
- Local decision-making and processing
- Quick turn-around time
Loan decisions are made locally.
Complete, sign and return the application to your local Branch.
Consumer Loan Application
Firefox users please download the fillable pdf file and open with your pdf document viewer.
- 5-year maximum term
- Secured and unsecured
- Consolidation of debt 100% secured loan
Home Improvement Loans
- Unsecured requires 90% of the work to be proved by work orders, materials, etc.
- Secured maximum loan amount is $10,000, must be 100% secured
Automobile and Motorcycle Loans
- Rates based on credit score, term and year of vehicle
- May require 10% down payment and/or sales tax
Camper and Boat Loans
- Rates based on term, year of camper or boat
- Maximum term 120 months
- Rate based on year of vehicle and term
- Terms of 24 to 60 months
- Demand Loan
- Rate 3.5% above CD/Savings rate with a floor of 4.25%