Deposit Rates

Gouverneur Savings has the right investment vehicle for you!

Savings Calculator

* Rates below effective as of 11/20/2023 and are subject to change

Personal Checking With Interest

$25 Initial Deposit Requirement

Rate % APY* With
Currently Paying 0.05% 0.05% $600 Balance

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Money Market Checking

$2500 Initial Deposit Requirement

Rate % APY* With
Currently Paying 0.10% 0.10% Balance to $2,500
Currently Paying 0.10% 0.10% $2,500.01 - $10,000
Currently Paying 1.25% 1.26% $10,000.01 - $50,000
Currently Paying 1.25% 1.26% $50,000.01 + Balance

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Holiday Club Account

$10 Initial Deposit Requirement

Rate % APY* With
Currently Paying 0.10% 0.10% $10 Balance

Vacation Club Account

$10 Initial Deposit Requirement

Rate % APY* With
Currently Paying 0.10% 0.10% $10 Balance

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Passbook & Statement Savings Account

$1 Initial Deposit Requirement

Rate % APY* With
Currently Paying 0.10% 0.10% $10 Balance

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Certificates of Deposit **

Deposit Requirements as Indicated

Term Rate % APY* With
6 Months 4.25% 4.34% $2,500 Deposit
12 Months 4.25% 4.34% $1,000 Deposit
15 Months 2.00% 2.02% $1,500 Deposit
24 Months 2.00% 2.02% $2,500 Deposit

36 Months

2.00% 2.02%

$2,500 Deposit

48 Months

0.90% 0.90% $2,500 Deposit

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IRA Certificates of Deposit **

Deposit Requirements as Indicated

Term Rate % APY* With
12 Months 4.25% 4.40% $500 Deposit
15 Months 2.00% 2.05% $500 Deposit
24 Months 2.00% 2.05% $500 Deposit
36 Months 2.00% 2.05% $500 Deposit
48 Months 0.90% 0.92% $500 Deposit

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FDIC Deposit Insurance Questions?

** Interest rates are subject to change without notice
** Penalties may be imposed for early withdrawal
** Fees may reduce earnings
* APY stands for Annual Percentage Yield